image
Agrahara Insurance Scheme – Key Amendments (2026)
- Minimum monthly contribution increased to Rs. 200
- Silver Scheme monthly contribution increased to Rs. 450
- Gold Scheme monthly contribution increased to Rs. 750
New Requirement – Agrahara Database
- All public officers must register in the Agrahara Database
- Registration becomes mandatory from 01 April 2026
- Information must be updated whenever officer details change
Insurance Benefit Provisions
- Standard health insurance and personal accident exclusions will apply
- Exclusions determined by the National Insurance Trust Fund
- When both husband and wife are public officers, claims should be submitted by the officer receiving benefits
- Only one parent can claim Agrahara benefits for a child at a time
Age Limit Changes
- Maximum age for receiving natural death insurance benefit – 70 years
- Other insurance benefits may be claimed for lifetime
Claim Submission Guidelines
- Medical bills must be submitted within 90 days
- Registered post applications valid if posted within 90 days
- Death claim files must be submitted within 6 months
- Head of Institution must ensure claims are submitted within the deadline
Circular Effective Date
01 March 2026
No comments:
Post a Comment