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04/08/2024

Suraksha Insurance Scheme for Students



The Ministry of Education in collaboration with the Ministry of Finance has taken measures to implement the Suraksha Student Insurance Coverage for a period of three years with effect from 01.07.2024 for students studying in all the government schools, all the government approved private schools and pirivens as well as in government assisted special schools.

By this insurance coverage, your child is entitled to ...

Health Insurance Coverage
Inhouse Treatment Benefits - Rs. 300,000/= (government / private hospitals)
Outhouse Treatment Benefits - Rs. 20,000/=
Benefits for critical illnesses - up to Rs. 1,500,00/=


Accident Insurance Coverage
For permanent total disabilities - Rs. 200,000/= 
For temporary disabilities - from Rs. 25,000/= to Rs. 100,000
For permanent partial disabilities - Rs. 150,000/=

Life Insurance Coverage
In addition for the students in low-income families whose annual income is less than Rs. 180,000/=, students in families that belong to 'Aswesuma' programme, will be entitled for Rs. 75,000/= during a death of a parent/ legal guardian. The maximum amount allocated for a death is Rs. 225,000/= and that amount will be equally distributed among the students in the family. This insurance coverage is granted separately for the deaths of both parents or the legal guardian.

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Click Below for the Sinhala Circulars and Documents

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